Floridians may see 'momentous changes' in car insurance in 6 weeks

[V. Barbarino]

here

[cire]

Wow, now you can get hit and the idiot doing the hitting can be a real big piece of shit. This seems incredibly dumb for drivers not to have insurance. Coming from someone who has been in NUMEROUS wrecks, this is bad lol

[V. Barbarino]

The article raises some questions about the issue if you have to have insurance at all.

My other question is, what level of coverage should I get?

Right now I have:
100/300k bodily injury
100k property
100/300 uninsured motorist

I guess if they drop rates, I will upgrade up a notch.

[RzO]

Originally Posted by V.

The article raises some questions about the issue if you have to have insurance at all.

My other question is, what level of coverage should I get?

Right now I have:
100/300k bodily injury
100k property
100/300 uninsured motorist

I guess if they drop rates, I will upgrade up a notch.

unless your tangible assets, excluding your house are over 300k you should stay where you are. Those coverages are pretty much the average for the upper-middle group. Any more than 100/300 is really for people that have a million or more in tangibles.

The BI one is the important one, and if you are never at fault for an accident, you will never have to use it. Go out and blast someone who gets seriously injured and your ins co pays them 100k, thats when you start getting raped for premiums. UM is needed for the same thing since if you are seriously injured by someone with little or no coverage, that is what an attorney will get from your company to offset bills and anguish.

I just looked at my policy and for 6 mos it was $169.00 for pip. So in my case I will be saving $338 a year. Now take a family for example, like my gf's, her dad pays for 5 drivers, 2 being under 25, they will save a ton of money cause of this. Even just a husband/wife can save like $800 a year!

[V. Barbarino]

I just looked at mine, it's:

BASIC PERSONAL INJURY PROTECTION - $10,000 LIMIT$51.00

So I'll save 102 bucks a year, which is nice. I"m down to $738.31 for 6 months, I"m getting closer to my goal of sub 100 a month.

[trancepriest]

I'll have to pay $14 to change my front bicycle tire soon... and bus fares are increasing... transportation charges I tell ya.

[JMT]

Originally Posted by trancepriest

I'll have to pay $14 to change my front bicycle tire soon... and bus fares are increasing... transportation charges I tell ya.

all joking aside TP, how did your peeps back home fare with dean? everything irie?

[trancepriest]

Originally Posted by JMT

all joking aside TP, how did your peeps back home fare with dean? everything irie?

a few people killed, 48 hour black out, emergency law, telephone network to some parishes down, a lil looting here & there... nothing too serious.

[V. Barbarino]

read here

This is why PIP must go!

[trancepriest]

Originally Posted by V.

read here

This is why PIP must go!

Parallel Interface Ports do suck... reasons for everyone to get a Mac.